Should You Hire a Public Adjuster in Seattle? What Washington Homeowners Need to Know
Your insurance company has its own adjuster. That person's job is to assess your loss, document your damage, and determine what the insurer will pay. Here is the part they do not put in the brochure: that adjuster works for the insurance company, not for you. If you are a Seattle homeowner dealing with storm damage, flooding, fire, or mold, and you feel like the settlement offer on the table does not come close to covering what you actually lost, you may have every reason to hire a Seattle public adjuster. This guide explains what they do, what it costs, and how to find a legitimate one in the Seattle area. What Is a Public Adjuster and How Are They Different? There are three types of adjusters in the insurance world. Staff adjusters are employed directly by your insurance company. Independent adjusters are hired by insurers on a contract basis. Public adjusters are the only ones who work exclusively for policyholders — meaning you. Under Washington state law, specifically RCW 4...